Kyoto Bank Headquarter in Kyoto

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kommentare 5

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  m m

  :: 16 May 2024 22:22:09

  All banks may be like this, but I have heard very bad things about Kyoto Bank from my acquaintances. 1. He is an acquaintance of the owner of a construction company in Fushimi, and during the bubble economy, he was strongly encouraged by the Bank of Kyoto, saying, ``Why don't you build a rental condominium with a loan?'', so he built one, but he built it a while after the bubble burst. Even though I was making payments on time and had no problems with my day job, I was suddenly asked to repay the loan in full. (There seems to be a clause in the contract that requires a lump-sum repayment if the value of the collateral declines, so the bank is exercising its right under the law, but on the other hand, it was clearly explained at the time of the contract that it was not possible to default on payment. I wonder if they explained that even if the collateral value declines, the bank may make a lump sum repayment at its discretion. (Well, even if a lawsuit were filed, it would probably be out of the question since the company's seal was firmly stamped.) The company president reportedly scraped together his personal savings to get by, but I thought it was scary to hear that. I have seen auctioned properties where the real estate appraiser's inspection report states that the seller committed suicide within the property, but I wondered if such cases also exist. 2. An acquaintance of mine was helping my brother's company (he was also a board member) and was required to provide various personal guarantees, but when the company was dishonored and about to go bankrupt, the branch manager came and said, You are still young and have qualifications (first-class construction management engineer, etc.), so when you start doing business again, I will loan you 5,001,000,000 of your capital. I was told to transfer all my funds for tuition fees to Kyoto Bank, and as soon as I did so without knowing anything, all my savings were taken away. He really regretted that he had put his stamp on the bank without knowing anything about personal guarantees and that he had transferred all his savings to Kyoto Bank. Of course, it was legal, and as long as the contract was stamped with a seal, it would be the fault of the person who did not read the contract and terms and conditions carefully and simply trusted the person in charge. He said, ``I'm a craftsman with no legal knowledge, so I just did what I was told, which is frustrating.'' Even though he was an executive, he received no executive compensation and only received the salary of an ordinary employee (he only received an annual income of 4 million yen, but his house and savings were all seized and lost.Despite his low salary) (Although he admitted that it was very inappropriate for him to be made an officer.) I thought it was particularly merciless. There were times when I saw commercials on TV that said, ``We've known each other for a long time,'' but it seemed like a wolf in sheep's clothing. I think it is not recommended for my child to become a bank employee in the Reiwa era.

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  ko-chan84

  :: 30 September 2023 17:45:56

  Many of our business partners are large companies in Kyoto. Nintendo, Kyocera, Nidek (Nidec) Murata Manufacturing etc. Among regional banks nationwide, it has many business partners with famous large companies that are listed on the Prime List, making it a well-known financial stock among investors.

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  まる

  :: 22 April 2022 07:27:21

  I once collided with a bicycle driven by a saleswoman here. Even though it was on the sidewalk, he was driving the wrong way at such a high speed that pedestrians were telling him to avoid. If I don't avoid it, it will just rush right into me and cause a collision. I hit my shoulder. The strap of the shoulder bag I was carrying broke. The man who was with me just stood there without saying anything. Since I was self-employed, I couldn't afford to take time off, so I only received a business card and was asked to pay for the shoulder bag, and the day ended. However, later on, I received a message saying, ``There is no such thing as the same one, so I would like you to give me a break and use something different.'' When I told them to send it in for repair, they said, ``That's just that...''. The people who came to my house to apologize were not the man himself, but a bunch of old men with no ambition who looked like old rags. If it's true, shouldn't he come in person? Yes, it's extremely sad. The worst bank! Long-term relationship? Or!

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  稲荷町527.1

  :: 07 February 2020 19:35:12

  The bank employees are kind enough to talk to you, so There is no hesitation. ATMs are also available in sufficient numbers and easy to use. You can also feel free to ask about deposits and investments. The inside is spacious and clean.

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  山崎もも

  :: 29 November 2018 16:27:49

  When I made a transfer at the counter on the first floor, a female bank employee suddenly said, Have you ever paid an overtime fee? I was asked this out of the blue, so yes? When I asked again, this female bank employee said, I asked him if he had ever paid an overtime fee, and he said it in wonderful Japanese. As expected of Kyoto Bank, you are well disciplined. Cheers. It's hilarious.